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Be sure that you find a mortgage professional you can trust and work with effectively.

When analyzing the personal budget of a borrower, lenders use two different debt ratios to determine if the borrower can afford his obligations.

The most important ratio to understand when making income property loans is the debt service coverage ratio.

If you had a problem that's been corrected, and your payments have been on time for a year or more, your credit may be considered satisfactory.

To be considered for a low down payment loan, you generally need to have:

If you need to borrow money, home equity lines may be one useful source of credit.